Bike insurance provides a similar type of cover to that of car insurance,
but with some minor differences. Essentially this type of insurance covers damages
and losses associated with the motorcycle being insured. A choice of comprehensive
insurance, Third Party, Fire & Theft and just Third Party is available.
Where bike insurance can differ to a normal car insurance policy is Guest Passenger
Liability that provides injury protection to anyone who climbs on the back of the
bike. Insurers sometimes offer discounts to bike riders who have passed advanced
riding courses.
Discounts on
motorcycle insurance are sometimes
available for bike owners who are members of a professional motorcycle organization.
Savings are also sometimes available if you insure your bike with the same company
that insures your car.
Bike insurance premiums are determined by things like your age, driving record,
type of bike and where you keep the bike.