Insuring a caravan, trailer or motor home is as important as insuring a vehicle against theft, damage or collision. Although most insurers will include caravan insurance in their insurance offering, you still find some insurance companies who cater specifically for caravans, trailers, off-road caravans and motor homes. Which insurance company you choose to insure your caravan, trailer, off-road caravan or motor home depends entirely on how you utilise these vehicles. An individual that only uses a caravan to take the family to a holiday resort once a year, with their caravan remaining in the garage for the rest of the year, will most likely choose their existing short-term insurer to cover their caravan. An individual who, on the other hand, uses their caravan and/or trailer extensively, travelling across country or even across borders will very likely choose insurance from a company that specifically caters for this kind of extensive use.