In South Africa, comprehensive insurance and comprehensive cover are often synonymous with each other. More broadly though, comprehensive insurance encompasses a wide range of different insurance options. Life, health, short-term and business insurance combined can be considered a comprehensive insurance plan. These policies do not need to reside with the same insurance company, but the combination of the policies means that you have a comprehensive insurance portfolio. A comprehensive insurance portfolio such as this will cost quite a bit in monthly premiums, but they are generally designed for individuals who are settled in their lives with families, careers and security who can afford such a diverse insurance plan. Getting comprehensive insurance should definitely be part of your insurance plan for the future.