When purchasing insurance for the first time or changing from your current insurer, it is highly advisable to request as many quotations as possible before making a decision. A quotation, or quote, is simply a statement of pricing available to prospective clients in the event that they decide to purchase a product, such as insurance. Insurance quotations are sometimes, but not always, time sensitive. This means that the quotations expire and are no longer valid after a period of time. This period of time will always be defined on the quotation. Since garnering quotations for insurance can be a very time consuming and tedious task, many people nowadays prefer to use insurance comparison sites on the Internet. These services allow individuals to enter their details once into a form and get multiple quotes from multiple insurance companies. For people without Internet access, many companies also offer a telephone service which fulfils the same role although it is often beneficial to have the quotation with all the options available to you in a printed format, such as on a computer screen.