The insurance industry is highly competitive, therefore getting insurance
quotes from multiple insurance companies is essential for finding the best deals.
Often there are significant differences in prices between various
insurance companies in South Africa for the same cover.
To request insurance quotes you will need to get your vehicle information together.
Particulars that will be needed include make, model and year of the vehicle, as
well as registration and VIN numbers. Most of this information can be found on you
vehicle registration documents or on your current insurance policy documents.
Once you have all the required data at hand, you will then need to request insurance
quotes from various insurance companies. There are various options available for
doing this:
Insurance Brokers
An
insurance broker can be contacted and asked
to shop around on your behalf. Brokers are also useful if you need help learning
about various aspects of taking out insurance cover.
Direct Insurers
There are several insurance companies in South Africa who sell insurance policies
directly to the public. In order to comparison shop, you will need to contact these
insurers via phone or request that they call you by entering your contact details
on their websites. The telephone book will provide telephone numbers for these companies.
Comparison Websites
There are a couple of insurance comparison sites in South Africa that provide comparison
shopping services. InsuranceHound is one such site and assists users by putting
them in contact with both brokers and direct insurers.
Things to keep in mind when shopping for insurance quotes:
- Remember to request the exact same cover to get a true idea of price.
- Some insurance companies fall under the same group and only look like they are
separate companies.
- If you are unsure about which insurance company to use, ask friends and family
for input.