Life insurance policy quotes, just like short-term car and household insurance and medical insurance quotes should ideally be compared carefully before making a decision. Different insurance companies have different criteria when calculating your monthly premium against your benefit so shopping around is highly advisable. The Internet is a good place to start, but since life insurance is not quite as competitive a market as the short-term car and household insurance market, there are far less sites out there that offer life insurance quote comparison services. Many banks and other financial institutions such as credit card companies will call and offer life insurance policies to their "valued customers" at a "reduced rate". These policies are often not worth the monthly premium so it is wise to study these offers carefully.