Motorbike insurance, like normal vehicle insurance, is normally added to your regular short-term insurance policy. However, there are some insurance companies that specialise in motorbike insurance. The premiums paid to insure your motorbike is also dependent on the type of bike and its regular use. Very often, specialised motorbike insurance will also include maintenance insurance. In the case of off-road motorbikes, some additional insurance benefits may be available to the insured. These will include travel insurance and medical insurance for individuals who want to use their motorbikes off-road. The reason the additional cover is available is due to the fact that many motorbike riders may leave South African borders to enjoy off-roading elsewhere in Africa. Since these countries often do not have sufficient medical care in the event of an accident, the insurance cover will pay for the insured individual to be airlifted to an appropriate hospital in South Africa.