Office insurance, often called business insurance, is an insurance product that will cover businesses against a range of losses. These include theft, fire and flooding. In addition, insurance for data has also seen a rise in popularity. These policies often cover the entire contents of an office, including servers and communications devices, laptops and desktop computers, telephones and other office equipment. Typically, office insurance companies will offer a very flexible insurance policy to suit your exact business needs. The need for office insurance policies to be flexible is especially felt by smaller businesses which employ one to twenty people. These companies will often have a lower budget for insurance and have cheaper office equipment to insure. Certain insurance companies cater specifically for these types of small businesses by offering scaled down versions of policies usually sold to big businesses.