When shopping for insurance quotes you normally have three ways of obtaining
free quotes namely using
insurance brokers,
contacting direct insurers and using an online service.
Insurance brokers are able to source a variety of quotes from different insurance
companies for you. Brokers are especially useful if your insurance needs are unusual.
Online insurance quotes can be obtained by brokers via email.
Insurance agents who work for direct insurance companies can be contacted and asked
for an insurance quote. Direct insurers usually operate via a call centre. You can
however request a callback from them online.
Online insurance comparison shopping is becoming increasingly more popular in South
Africa. Online insurance quotes are obtained either instantly online or via email.
The down side of online insurance sites is that they are usually owned by one particular
insurance group and only offer quotes from their affiliated insurance companies.
Therefore it is essential to use an independent service in order to get truly comparative
quotes.
Mo matter which method you use to obtain your quotes you will need to finalise the
transaction via the phone.
Some guidelines for obtaining insurance include:
- Use a trusted, reputable and financially sound
insurance
company
- Companies that avoid your questions concerning policy details should be avoided
- Find out what discounts are available
- Make sure you understand the details of the policy