Santam is the biggest player in the short-term industry in South Africa with
a market share of almost 30%. Santam was established in 1918 and has since grown
into one of the largest financial providers in Southern Africa. Sanatam is very
active in business sector with commercial and corporate insurance making up about
60% of its business.
Santam relies on its extensive broker network as its main delivery channel and offers
insurance products to commercial, corporate and personal markets.
Personal Insurance
Santam offers tailor-made insurance solutions for the average South African consumer.
Various customizable products are available:
Santam Multiplex
This policy is very flexible and able to cover most aspects of an individual’s life.
People over 55 years old get preferential rates and don’t pay an excess on certain
sections of their policy.
Cover options available under the Multiplex policy include:
- Home Contents Insurance
- All Risk Cover – for personal items like cell phones, cameras and jewelry
- Building Insurance
- Car Insurance
- Watercraft Insurance
- Personal Liability Insurance
- Legal Access Insurance
Santam’s rewards program is call MultiBonus and like their competitors Outsurance
and MiWay offer low risk clients rewards for not claiming. MultiBonus pays back
20% of the client’s insurance premium in cash for every year in which no claim is
made. It comes into affect at the end of you second claim-free year and pays out
every year thereafter as long as no claim is made.
Santam MultiMotor
This product is a motor only insurance policy that allows you to choose the level
of cover. Optional car insurance cover for this policy includes:
- Cover for accessories like sound systems
- Car hire cover
- Cover for damage to tools, spare parts and travel equipment
Commercial Insurance
Santam has a range of policies for the business sector ranging from cover for small
business owners through to large corporate companies and even farmers. These flexible
risk cover options are based on the unique needs of entrepreneurs in South Africa.
Basic business insurance policies typically include cover for the following:
- The general contents of your business
- Theft of stock
- Electronic equipment
- Documents
- Specialised equipment
- Loss of income
Additional cover options include:
- Fire insurance
- Building insurance
- Office content cover
- Business interruption cover
- Money - on premises and in transit
- Glass - external and internal glass
- Fidelity insurance
- Goods in transit
- Accidental damage cover
- Public liability insurance
- Employer's liability insurance
- Death and disability income protection
- Electronic equipment
- Machinery breakdown
- Deterioration of stock
Santam also offers various specialized
business
insurance policies such as:
Santam Agriculture - anagricultural policy for farmers and those involved
in agriculture
Mediplex – a unique insurance policy for those in the medical profession
Dentiplex – cover for the medical profession
Vinoplex – the 1st insurance policy exclusively for the vine industry
Umbrella Liability – a policy to handle costly legal fees
Transport Insurance – for businesses with heavy commercial vehicles and transport
contractors
If you would like to contact Santam, you may use the following details:
Head office address
1 Sportica Crescent
Tyger Valley
Bellville
7530
Postal address
PO Box 3881
Tyger Valley
7536
E-mail address
info@santam.co.za
Head office phone and fax numbers
Tel: +27 21 915 7000
Fax: + 27 21 914 0700
Gauteng
Regional head office, Illovo
Tel: 011 912 8000
Fax: 011 912 8888
Physical Address: 17 Santam Place, Cnr Fricker & Chaplin Road, Illovo 2196
Postal Address: PO Box 55182, Northlands 2116
Limpopo
POLOKWANE CSC
Tel: 015 295 9100/7
Fax: 015 295 7437
Physical Address: 25 Bodenstein Street, Pietersburg. 0699
Postal Address: PO Box 646, Pietersburg. 0700
Mpumalanga
WITBANK CSC
Tel: 013 656 2321
Fax: 013 656 2398
Physical Address: 103 Park Medical Building, Cnr President & Northey Streets, Witbank.
1034
Postal Address: PO Box 2569, Witbank. 1035
Northwest
RUSTENBURG CSC
Tel: 014 592 0211/6
Fax: 014 592 3015
Physical Address: 98 Beyers Naude Drive, Rustenburg. 0299
Postal Address: PO Box 503, Rustenburg. 0300
Kwazulu-Natal
DURBAN CENTRAL CSC
Tel: 031 203 4000
Fax: 031 203 4204
Physical Address: Murray & Roberts House - 1st Floor, 1 The Crescent, Westway OfficePark,
Westville.
Postal Address: PO Box 3611, Pavillion. 3611
Free State
BLOEMFONTEIN
Tel: 051 400 3000
Fax: 051 448 6960
Physical Address: College Court, 195 Nelson Mandela Drive, Bloemfontein. 9301
Postal Address: PO Box 425, Bloemfontein 9300
Western Cape
HEAD OFFICE, Tygervalley
Tel: 021 915 7000
Fax: 021 914 0700
Physical Address: Head Office Building, 1 Sportica Crescent, Tyger Valley 7530
Postal Address: PO Box 3881, Tyger Valley 7536
Northern Cape
KIMBERLEY
Tel: 053 832 1251/8
Fax: 053 833 1874
Physical Address: Libra House - 2nd Floor, George Street, Kimberley 8301
Postal Address: PO Box 537, Kimberley 8300
Eastern Cape
PORT ELIZABETH
Tel: 041-393 6200
Fax: 041 374 2311
Physical Address: Ascot Office Park, 1 Ascot Road, Greenacres 6045
Postal Address: PO Box 27182, Greenacres 6057
Namibia
HEAD OFFICE, Namibia
Tel: 0926461 2928000
Fax: 0926461 226897
Physical Address: Ausspann Plaza Complex, Dr. Augostinho Neto Road, Ausspannplatz,
Windhoek
Postal Address: PO Box 204, Windhoek. Namibia
Santam and variations of this name/trademark belong to Santam Ltd and not to InsuranceHound.co.za.