Transport insurance can be purchased by individuals or business entities. When a person relocates and utilises the services of a moving company, insurance is offered at additional cost. This will cover the property being moved from loss due to accident, fire, hi-jacking and accidental damage in transit. The moving company will offer transport insurance to their clients without the client having to find their own insurer. Businesses in the transport industry will take out transport insurance to insure the cargo being transported. This is to cover them against liability claims from clients in the event of a loss. Losses include fire, accidental damage, all risk, loss due to late delivery and much more. Transport insurance is not only limited to domestic overland freight. International cargo can also be insured, whether transported by sea or air.